If you are looking for an in-store credit card that offers rewards and perks that rival a traditional credit card, and you enjoy purchasing athletic apparel and pro team merchandise, the GE Money Bank Modell’s Sporting Goods MVP Credit Card is an excellent choice. Additionally, GE Money Bank also offers the Modell’s Sporting Goods MVP Platinum MasterCard if you are looking for a card that can be used at places besides Modell’s.
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Benefits and Perks Associated with the GEMB Modell’s Sporting Goods MVP Card
Unlike a traditional credit card, the Modell’s MVP retail credit card can be used online or in stores. With more than 100 stores in the Northeast U.S., Modell’s Sporting Goods is easily accessible to many people. If you find you shop there quite a bit, the card could prove valuable.
In fact, for each dollar you spend in a Modell’s Sporting Goods store, you earn one MVP credit card bonus point. Once you build up 400 bonus points, you can immediately receive a $20 rewards gift certificate.
According to a recent SmartMoney Magazine article “Credit Card Rewards: Are You Getting Them?”, it is important for you to make sure that you are receiving all the credit card awards to which you are entitled.
Finally, keep in mind that the rewards you earn at Modell’s with the regular MVP card and the Platinum MasterCard credit card are both exactly the same – one point for every $1 spent.
Rates and Costs to Use the GEMB Modell’s MVP Card
While the annual percentage rate of the GE Money Bank Modell’s MVP Card is fairly high in comparison to traditional cards (23.75%), this card can still save you money if you pay your balance in full each month. With more than a three week credit card grace period for payments, and no annual fee, the card can cost nothing to use if paid in full each billing period.
There is a late fee of $35 if you miss your payment, as well as a minimum interest charge of $2 if you do carry a balance from month to month.
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