GENCO Federal Credit Union is based out of Texas and provides several different credit card options to its customers. In addition to the GENCO FCU Gold MasterCard, you can also apply for the Platinum MasterCard or the Shared Secured MasterCard. The latter is ideal for someone who has a poor credit history, so if you have an excellent credit score, you should apply for the GENCO FCU Gold or Platinum MasterCard.
Compare credit card quotes FREE and quickly today by just clicking here!
Rates and Fees for the GENCO FCU Gold MasterCard
While this card is primarily for people with a strong credit history, the Gold MasterCard from GENCO FCU offers a regular annual percentage rate that varies between 8.9% and 17.9%. This rate depends specifically on your credit history and score.
There is no credit card annual fee for the GENCO FCU Gold MasterCard, and there is no balance transfer fee either. However, there is a late payment fee that is calculated in a way that differs from most credit cards. Instead of a fixed amount, the late payment fee is 10% of your outstanding balance, with a maximum of $20.
It is best to make your minimum payment on time and avoid any unnecessary fees. Credit card companies must be upfront about any fees that they charge, but it is still your responsibility as the consumer to research all available credit cards and determine the best one for you. Learn more about credit card rankings by reading about J.D. Power’s recent credit card satisfaction survey.
Services and Products at GENCO FCU
With various products such as loans, savings accounts, mortgages, and financial advising, GENCO Federal Credit Union provides many of the banking needs that you might require.
In fact, GENCO FCU even offers special loan and financing programs, including a high-interest checking account and a Skip-A-Payment loan program. Visit the GENCO FCU website or stop by one of the branches to learn more.
There are a total of six banking centers located in Texas, and anyone who lives or works in McLennan or Angelina County, including their family members, can become a member of GENCO FCU and apply for a Gold MasterCard.
Compare credit cards today by using the FREE credit card chaser right now! Click here to start!
- GENCO Federal Credit Union Platinum MasterCard Credit Card
- MAX Credit Union MasterCard Gold Credit Card
- First Federal Savings and Loan Association of Charleston Gold MasterCard Credit Card
- TFCU Gold MasterCard
- First Source Federal Credit Union Visa Gold Credit Card
- Security Service Federal Credit Union MasterCard Gold Credit Card
- Visions Federal Credit Union Gold MasterCard Credit Card