General Electric Credit Union advertises that it has a total of four credit cards that union members can apply for at any time. Upon closer inspection of the current personal credit cards being offered by this financial institution, it appears that the General Electric Credit Union Visa Classic line of credit cards is no longer available. A broad summary of the remaining consumer credit cards serviced by this credit union will be given instead.
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According to the Federal Trade Commission Consumer Alert on unsolicited mail, telemarketing, and emails, credit card companies are not permitted to send pre-approval notices or other solicitations to consumers that have “opted out” of these solicitations on their credit reports. Unless you already have some type of account with General Electric Credit Union or live in Ohio, it is unlikely that you will receive an invitation to apply for their credit cards.
GE CU Visa Classic Credit Card Terms
The General Electric CU Visa Platinum credit card has a fixed 8.9% credit card APR, while the General Electric CU Visa Dividend Plus Gold and General Electric CU Visa Dividend line of credit cards are also set at 10% APR.
None of these low-interest credit cards has an annual maintenance fee, and there is no credit card penalty rate applied if late payments are continuously made. Additional users and cardholders can be added to all of the credit cards offered by General Electric Credit Union, provided that the authorized user consents.
GE CU Visa Classic Benefits
Rewards can be earned with both the General Electric Credit Union Dividend Plus Gold and General Electric Credit Union Visa Platinum credit cards. However, the most attractive incentive concerning General Electric Credit Union’s personal credit cards is that they are all low APR credit cards. Rates do not fluctuate and are guaranteed for as long as an account remains active.
The CURewards program allows members to obtain credit and discounts on concert tickets and hotels rooms. Points are earned with General Electric Credit Union credit cards at a 1:1 ratio.
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