Before you can apply for the General Electric Credit Union Visa Dividend Plus Gold credit card, you will need to be an active member of the General Electric Credit Union. Consumers considering membership at a credit union should visit the My Credit Union website for the most up-to-date information on rules, insurance and regulations.
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In business since the early 1950s, General Electric Credit Union has thousands of members that reside in the Ohio area. The GE Credit Union offers several different types of personal credit cards, and also features financial services such as auto loans, mortgages, and personal lines of credit. Several promotions related to balance transfers are being offered to new GE CU Visa Dividend Plus Gold credit card applicants.
GE CU Visa Dividend Plus Gold Fees and Interest
The General Electric Credit Union Visa Dividend Plus Gold card has an interest rate of 10% for all purchases. Failure to pay your GE CU Visa Dividend Plus Gold credit card will not result in a credit card interest rate change; however, fees can amass and you’ll run an increased risk of having your line of credit closed.
When used to make purchases in a foreign country, 1% interest fee for foreign transactions will be applied. The fee for minimum monthly payments made after the credit card billing statement date is $25.
GE CU Visa Dividend Plus Gold Details
All GE CU Visa Dividend Plus Gold cardholders get 1% of their total purchases back in the form of cash back rewards. For customers that decide to transfer credit card balances from other cards, there is a one-time bonus of $50 for the first transfer. A $25 bonus will be applied if you decide to transfer a balance from a second credit card.
This line of personal credit cards has a 1% cash back incentive, which can quickly add up when you use your General Electric Credit Union Visa Dividend Plus Gold credit card on a regular basis. These credit cards are only approved for General Electric CU members with good credit scores.
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