GM, also known as General Motors, has several different credit cards for personal and business use. This article will primarily review the GM Business Credit Card review, although it will touch on other GM credit cards as well. Compare other credit card offers today!
You do not need to own a GM car in order to qualify for a GM credit card. However, the rewards program benefits those who have a GM vehicle or intend to buy one in the future.
In addition to the vehicle rewards earned on qualifying purchases, there are other incentives for purchasing GM cars if you have a GM rewards credit card.
The Earning Power of the GM Business World Card
If you use your GM Business World Card for qualifying business purchases you can earn 3% in vehicle rewards. Qualifying purchases include gas, office supplies, and even dining. You also get 3% for using your GM business credit card to pay for services or parts at a GM dealer.
Every other purchase you make still earns 1% in rewards, so no matter how you use your card you will be accumulating rewards. There are no limits for redemption nor is there a maximum amount you can earn. Furthermore, the rewards never expire so you have complete flexibility on when to use the rewards in a way that is most beneficial to you.
Other Features of the GM Business Credit Card
There is no annual fee for the card and it also comes with concierge service and access to select restaurants and entertainment events. Additional incentives are offered throughout the year. For example, recently you were able to earn a statement credit of $500 with the purchase or lease of a GM vehicle.
Personal Credit Cards Instead of GM Business Credit Cards
The GM credit card for personal use is a fast way to earn rewards toward a future purchase of a GM vehicle. There is no annual fee and every qualifying purchase earns you 5%. If you prefer a cash back credit card in addition to vehicle rewards then you can get the GM Flexible Earnings Card.
If you are looking for a credit card that can help you reduce the cost of your new GM vehicle, then the GM Business Credit Card is a great way to pay for business purchases with a credit card while earning vehicle rewards at the same time. Compare credit card offers now!