Greylock Federal Credit Union Visa Gold Credit Card

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Greylock Federal Credit Union Visa Gold Credit CardGreylock Federal Credit Union doesn’t provide much detailed information on the credit cards carried, but the Greylock Federal Credit Union Visa Gold is no longer being offered. The Greylock FCU Visa Platinum line of credit cards is very familiar and will be covered in full.

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Although the Greylock Federal Credit Union Visa Gold may not be available to new applicants, existing cardholders are still responsible for paying their balances. The Consumer Financial Protection Bureau article “Know before You Owe” contains useful information for consumers that may have issues making their minimum credit card payments.

Greylock FCU Visa Gold Credit Card Features

The Greylock FCU Visa Platinum card is not a rewards type credit card, but you will have the opportunity to lock in a low interest rate. No interest will be due on your credit card for a full year, as long as you do not go over the limit and make all of your credit card payments on or before the due date.

Greylock FCU Visa Platinum cardholders are not responsible for an annual maintenance fee. Cardholders can log into their credit cards online and get up-to-the-minute information on their balances from the convenience of their home computers.

Greylock FCU Visa Gold Credit Card Interest

The APR on the Greylock Federal Credit Union Visa Platinum runs from 9.99% up to 20.99%. Fees are currently set at $35 each for payments made after the due date, going over your total credit limit, and initiating a payment that is subsequently returned. The charge for taking out a credit card cash advance check is 4% interest, but the total fee will never be more than $10. This fee is also applicable if you take a cash advance on your Greylock FCU Visa Platinum via an ATM machine.

If you plan on using your Greylock FCU Visa Platinum to pay for purchases in a different country, you will need to pay a 2% foreign transaction fee. The minimum interest due on this personal credit card monthly cannot be lower than $2.

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