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H-E-B Credit Card

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H-E-B Credit CardH-E-B is a regional supermarket chain based in San Antonio, Texas, with more than 300 stores in the Lone Star State and Louisiana. They have teamed up with JPMorgan Chase to offer customers their branded Platinum MasterCard.

The H-E-B MasterCard features two similar designs from which the consumer can chose at the time of application. Application is made on the Chase or First USA websites. Both provide links to a secure server, where the process can be completed in just a few minutes. Compare other credit card offers today!

The rewards credit card earns special rewards from H-E-B markets, but as a Platinum MasterCard it can be used anywhere MasterCard is accepted. Card holders also benefit from the standard Platinum benefits provided by MasterCard.

H-E-B Credit Card Rewards

The H-E-B MasterCard allows card holders to earn reward points for redemption as H-E-B gift cards. The program is obviously intended to encourage shopping at their retail locations. Consumers earn two points for every dollar spent at an H-E-B store with the rewards credit cards program, and one point per dollar for expenditures everywhere else. With every 2,000 points a $20 gift card is earned. Points are not earned on cash advances or balance transfers.

H-E-B Credit Card Fees and Rates

There is no annual fee for the card, and a 0.0% introductory rate for balance transfers and purchases extends for the first six billing cycles. After that, a standard APR ranging between 15.24% and 19.24% applies. As with most credit cards, the higher rate of 19.24% is the default rate on cash advances.

H-E-B Credit Card Platinum MasterCard Benefits

Some of the befits of the Platinum MasterCard program include zero liability protection on fraudulent charges, MasterCard Global Service, travel accident insurance, baggage delay coverage, travel assistance, Master RoadAssist, and collision damage protection on rented vehicles.

H-E-B Credit Card – Standard Branded Card

Consumers who do not qualify for the H-E-B MasterCard may be offered a branded, in-store only card as an alternative. This card will only be usable at H-E-B locations, but is still be eligible to earn rewards at a lower value. One point is earned for every dollar in H-E-B purchases, excluding those made at an H-E-B car wash, H-E-B Insurance Agency, H-E-B Mobile, or H-E-B Spoonz Café. Compare this with other credit card offers now!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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Less than $2,500 More than $2,500
Always Never Sometimes