The Harvard Alumni Association World MasterCard by Barclays Bank Delaware is available to customers that have attended Harvard University. Cardholders are able to benefit the Harvard University Presidential Scholars Fund and help other future academics further their educations. At the same time, they get to pay 7.24% on charges made with the Harvard Alumni Association MasterCard.
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The government sponsored MyMoney website features more than 50 avenues for consumers that want to manage their credit card debts better. While most financial experts tell consumers that it isn’t a good idea to finance their education with credit cards, the Harvard Alumni Association MasterCard can be used to pay for emergency expenses at a low interest rate.
Harvard Alumni Association MasterCard Interest Rates and Fees
Technically, the Harvard Alumni Association World MasterCard by Barclays Bank Delaware credit card does not have a set interest rate. New applicants are guaranteed 7.24% APR initially as well as 0% interest on balance transfer charges. Barclays Bank Delaware has the authority to initiate an interest rate increase at any time, subject to the cardholder’s agreement. This can happen because of too many late payments being made or simply because the cardholder has gone and stayed over his or her credit card limit.
The only additional fees that Harvard Alumni Association World MasterCard by Barclays Bank Delaware cardholders are responsible for paying are if they pay the minimum monthly payment after the due date. This charge amounts to $35.
Harvard Alumni Association MasterCard Details
New Harvard Alumni Association MasterCard account holders are awarded with 5,000 Crimson Rewards program points after their credit cards are activated and used. The Crimson Rewards program was developed just for Harvard Alumni Association credit cardholders that want to continue to support Harvard University after graduation.
These personal credit cards do not charge customers fees for conveniences like cash advances or foreign transaction fees. All Crimson Rewards program points can be used for prizes or converted into gift cards.
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