This credit card offered by the Hawaii USA Federal Credit Union is a great choice for someone that qualifies for a Platinum Visa credit card, but also wants more than just low interest rates and a high credit limit. Since this is a rewards card, the cardholder is able to earn points that they can then swap for things like travel discounts and merchandise.
Use the FREE credit card chaser to compare online credit cards conveniently from your home today!
While the idea of a rewards credit card might be tempting, especially for those who travel a lot and would benefit from the travel rewards, it is important for the cardholder not to let their spending with a rewards cards get out of control. For reliable information on how to control credit card spending, read through articles on SmartMoney’s website.
Hawaii USA Federal Credit Union Visa Platinum CU Rewards Credit Card Rates
Since this credit card is provided by a credit union instead of a bank, it has a lower interest rate. The annual percentage rate for this card is between 8% and 14.9%, depending on the cardholder’s credit score. Typically, rewards cards have higher rates to offset the rewards the cardholder can earn.
As with most credit union-issued credit cards, this Visa Platinum Rewards card also has very few fees. There is no annual fee, no balance transfer fee, and no fee for cash advances like credit card checks. There is a 1% fee for foreign transactions. There is also a late payment penalty fee of 5% and a return payment fee of $24.
Hawaii USA Federal Credit Union Visa Platinum CU Rewards Card Rewards Program
The Hawaii USA FCU Visa Platinum card is associated with the CU Rewards program. Some of the things a cardholder can earn with this rewards program include plane tickets, hotel stays, cruises, special vacation packages, and travel experiences like the Kentucky Derby, walking food tours of Chicago, a biplane ride, being a fighter pilot for a day, private DJ lessons, and skydiving.
Compare credit cards like this rewards card with the FREE credit card chaser tool!
- Hawaii USA Federal Credit Union Visa Platinum Credit Card
- Hawaii State Federal Credit Union Visa Platinum Rewards Credit Card
- Hawaii State Federal Credit Union Business Visa Platinum Rewards Credit Card
- Hawaii State Federal Credit Union Platinum Share Secured Credit Card
- Bank of Hawaii Visa with WorldPoints Rewards
- HFS Federal Credit Union Visa Classic Credit Card
- HFS Federal Credit Union Visa Platinum Credit Card