The Henderson State University Platinum Plus MasterCard with WorldPoints rewards is an affinity card that supports Henderson State University Alumni. The Henderson State University credit card is offered by Bank of America who will donate money to the alumni each time you make a purchase using your credit card.
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Using an affinity card allows you to not only show your support of Henderson State University because the logo appears on the face of the card, but it also allows you to support them monetarily at no additional cost to you. What’s more, this card offers all of the same benefits that you would expect from any credit card.
Henderson State University Credit Card Overview
This card is a WorldPoints reward card. What this means for you is that you will earn one point for each $1 you spend on your card. What’s more, you can redeem your points for anything that you find on WorldPoints.com, and redemption starts as low as 2,500 points!
While there is no cap on the amount of points that you can earn each year, you do need to be aware that your points will expire after 5 years. They expire in the same order that they were earned.
There is an introductory offer for this card. For the first 12 billing cycles you will pay 0% APR for all of your purchases. In addition, there is no annual fee for this card.
Henderson State University Credit Card Terms
After the introductory offer expires, you will pay 12.99% to 20.99% variable APR for your purchases. This same APR applies to your balance transfers; which also require a balance transfer fee of $10 or 4% of the total transfer, whichever is greater. This applies to each individual’s balance transfer.
The APR on your card is variable based on the Prime Rate. The Prime Rate changes monthly and you can see by how much at The Wall Street Journal.
The APR for cash advances are 24.99%. The good news is that there is no penalty APR for this card if you miss a payment.
There is no annual fee for this credit card.
Henderson State University Credit Card Verdict
While not a bad card, this is not a bad credit credit card, nor is it a student credit card. You need to have very good to excellent credit to qualify. You can apply for this card online and get an instant answer to your credit card request.
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