As a member of the HFS Federal Credit Union you are eligible to apply for the HFS FCU Visa Platinum Credit Card. It has the same features as the other Visa credit cards available through the credit union except that it has a lower interest rate and a higher credit limit.
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HFS Federal Credit Union Visa Platinum Credit Card Features
The Visa Platinum from HFS FCU works not only as a traditional credit card, but as a rewards card as well. The rewards part of the card is managed by the Score Card Rewards Program. The different categories from which you can choose rewards include personal, travel, recreation, electronics, home, and other merchandise.
The Platinum Visa has a higher credit limit than the Classic Visa offered by HFS. The minimum limit is $3,000 and, depending on your credit history and income, the maximum credit limit is $25,000. The APR for the Platinum Visa is 8.9%.
In order to be eligible for this Visa card, you need to have good to great credit. If your credit score is poor, you can work on increasing it. You can find tips through the My Money website on the “5 Tips for Improving Your Credit Score” page.
You do not start paying interest on your credit card balance until 25 days after the statement period closes, and the monthly payments on the card are low.
HFS Federal CU Membership Eligibility
In order to apply for the Platinum Visa you must be a part of the credit union. The credit union serves the people who work and live on the Big Island of Hawaii. You are also eligible to join the credit union if you are a part of one of the organizations or associations based out of the Big Island.
If a member of your family is a member, you may join the HFS Federal Credit Union. Contact your local branch for more details.
Use the FREE credit card chaser device on this site to compare a variety of credit card features and rates!
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