Hills Bank and Trust Company MasterCard Classic Credit Card

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Hills Bank and Trust Company MasterCard Classic Credit Card

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If you are looking for a Hills Bank and Trust Company MasterCard Classic Credit Card, unfortunately, you will not find one. This financial institution has a couple of other credit cards, but a classic MasterCard credit card is not one of them. Instead, this article will discuss the credit cards that are available through Hills Bank and Trust Company.

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Hills Bank and Trust Company Visa Platinum Credit Card Information

The Hills Bank Platinum Visa is a good card to have that has a fairly low interest rate. This is a no annual fee credit card.

The APR for the first seven months is only 3.9%. After the introductory period your interest rate will increase. The rate will be variable and is based on your credit score. If you have a great credit history, you may have an interest rate of as low as 5.25%. If your credit history is not very good, your interest rate may be as high as 12.25%. You have a period of 25 days after the statement period closes to pay your bill before interest begins being added.

To help you understand credit cards terms more fully, the Federal Reserve’s Consumer’s Guide for Credit Cards has some good information to check out.

Hills Bank and Trust Company Visa Platinum Rewards Card

For a credit card with more features you may want to check out the Hills Bank Visa Platinum Rewards credit card. With every purchase you make you build up points that can be redeemed through the Score Card Rewards program.

In addition to the rewards program, the Platinum rewards card offers discounts on car rentals as well as insurance when you rent a vehicle with your credit card. You get emergency and travel assistance and discounts for pharmacy and eyewear.

You will receive luggage insurance as well as a tag to help locate lost luggage. You also get discount shopping and the assistance of a travel reservation service.

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