The Hills Bank and Trust Visa Platinum Rewards credit card offers the best of a premier card with the benefits of a community bank. It includes many perks, but lower than normal credit card interest rates and fees.
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Hills Bank and Trust Company Visa Platinum Perks
The HBTC Visa Platinum Rewards card offers a competitive rewards credit card program, ScoreCard Rewards. Every dollar you spend on purchases with the Visa will earn you a point. These points can then be exchanged for your choice of rewards. These can be electronics or other merchandise, or choose airfare or hotel stays for a vacation getaway.
Many of the Platinum Visa’s perks are travel related. You’ll save money on rental car insurance because you’ll automatically receive free collision insurance when you reserve and pay for your rental with the card. You’ll also receive travel and emergency assistance and luggage insurance when you pay for your travel expenses with the card. Cardholders will also get toll-free travel reservation services.
Even when you’re not travelling, the Visa Platinum Rewards from HBTC can save you money with things like the eyewear and pharmacy discounts and priority discount shopping benefits. Using the card for major purchases is also a smart move because of the free warranty services included with the card.
HBTC Visa Platinum Rewards Credit Card Account Information
Hills Bank and Trust Company is a community bank located in Iowa, and is committed to serving the neighborhoods around its offices. With the dissatisfaction many are feeling with large banks in the last few years, community banks and credit unions have been growing in popularity, says SmartMoney.com in “Why Cuts Could Hurt Small Bank Customers”. Customers of these smaller institutions enjoy the higher level of personalized service they provide.
The Visa Platinum Rewards card from Hills Bank and Trust has a $15 annual fee and a credit card APR that varies between 10.25% and 14.25%. This rate will vary depending upon the prime rate and the cardholder’s creditworthiness. Account information can be accessed online or at any HBTC location.
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