The Hugh O’Brien Youth Leadership credit card is not a student credit card, but an affinity rewards credit card that benefits this nonprofit group. Hugh O’Brien Youth Leadership Program (HOBY) is designed to help youth find their leadership skills, develop interests in their community and simply make a difference in the lives of others. HOBY allows schools to pick out promising children and teens from different schools to attend training and motivational classes.
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HOBY has been providing similar programs since 1958 because they understand the need of inspiring youth to make a difference. If the children of this country are the future of this country, then HOBY wants to ensure that they understand the importance of this future and the impact that these youths will have on the world.
HOBY is a non-profit organization and as such depend on membership fees, donations and grants in order to continue providing their programs. Banks such as UMB have also stepped in to expand the ways that people can help HOBY by creating the Hugh O’Brien Youth Leadership Visa Credit Card.
Hugh O’Brien Youth Leadership Credit Card Overview
The HOBY credit card offers a 0% APR for the first 6 months of use for balance transfers and new purchases; as is the case with many balance transfer credit cards. After the introductory period is over, the APR increases to 12.99%. This percentage rate suggests that the HOBY credit card can be used as a good credit credit card or an excellent credit credit card.
UMB will donate $50 to HOBY for each person who applies and qualifies for the HOBY Visa. In addition, UMB will donate a small amount of money for every purchase that you make when you use your credit card. You will be provided the details of the percentage amount when you receive your HOBY credit card. You can also choose from five HOBY designs for the face of your credit card.
Hugh O’Brien Youth Leadership Credit Card Benefits
- No annual fee
- Low annual interest rate
- Benefits an excellent youth program
- 100% fraud protection, warranty management and purchase security
Hugh O’Brien Youth Leadership Credit Card Bottom Line
This is a credit card that is beneficial to the community and can make a difference in the lives of others. You do, however, have to have great credit to qualify. Compare other online credit card offers to the HOBY credit card now!