The Hypnotix Youth Performance Groups Visa Platinum Credit Card by UMB seems like a way to support a good cause. However, the benefits are mostly superficial. As the youth of this country find their school funding for arts programs, sports programs and after school programs getting cut, they are looking for alternative ways to spend their time.
Hypontix Youth Performance Groups are groups formed by volunteers that allow kids from all different backgrounds bring their dance talents to competitions around the country. Compare this with other affinity reward credit card offers now!
Hypontix teaches teamwork, provides an opportunity for kids from many backgrounds to get to know each other and work together, promotes self awareness, professionalism and more. This is not a student credit card, but a card that, at first glance, seems to benefit students.
The Hypnotix Youth Performance Groups Credit Card Overview
The Hypnotix Youth Performance Groups Credit Card is a card for those of you with excellent credit. There is no variance on the interest rate, which is 12.99% APR so if you can’t qualify at this level, then this card is not right for you.
Currently the Hypnotix Youth Performance Groups Credit Card is offering a 6 month 0% APR for all new purchase made during this time. In addition the 0% interest applies to any balance transfer credit card transactions made during the first 90-days after you activate your credit card.
If you are late on a payment, miss a payment or have a bounced check then the penalty rate is 21.75%. The Hypnotix Youth Performance Groups Credit Card does not reduce this penalty payment once it has been applied.
The Hypnotix Youth Performance Groups Details
- No annual fee
- No over credit limit fee
- 0% introductory APR
- 3% balance transfer fee
- 100% fraud protection
The Hypnotix Youth Performance Groups Credit Card Downfall
One of the most disappointing things about this card is that UMB does not donate any money to the Hypnotix Youth Performance Groups when you make a purchase. Your support for this cause is not backed up with any donations. Carrying this card does offer you the opportunity to discuss this worthy cause, however.