The maximum credit limit on the IBM Southeast Employees’ Federal Credit Union Visa Classic line of credit cards may not be that impressive, but all of the other features and bonuses are very appealing to consumers. Although this credit union has been in business for little more than 50 years, it has grown and come to become a nationally recognized company within a relatively short period of time.
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According to the Better Business Bureau for Southeast Florida, IBM Southeast Employees’ FCU has maintained an exceptional rating despite not being accredited.
IBM Southeast Employees’ FCU Visa Classic Credit Card Interest
The IBM Southeast Employees’ FCU Visa Classic has a variable interest rate of 13.5% to 18% APR. Only 2% in interest charges become due when these personal credit cards are used to make purchases in a foreign country. Fees for cash advances and balance transfers are not charged on the IBM Southeast Employees’ FCU Visa Classic.
Depending on the total amount charged to the IBM Southeast Federal Credit Union Visa Classic card, a minimum of $.50 in interest fees will accumulate each month. For each individual credit card charge that is subject to interest fees, at least $.01 will need to be paid.
IBM Southeast Employees’ FCU Visa Classic Credit Card Benefits
Because the IBM Southeast Employees’ Federal Credit Union Visa Classic card can be used at just about any store that honors Visa credit cards, cardholders can be certain that all of their purchases are secure. In the unlikely event that an IBM Southeast Employees’ FCU Visa Classic credit cardholder requests a refund or has warranty issues, IBM Southeast Employees’ FCU can provide help via customer service over the phone at virtually anytime.
When you apply for an IBM Southeast Employees’ FCU Visa Classic credit card, the lowest credit limit that you can receive is $500. Higher credit limits and lower interest rates will be offered to applicants with a good credit score. Several anti-fraud and anti-theft features are also available with this credit card.
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