Complimentary travelers insurance, payment protection, and free balance transfers are just a few of the benefits that are associated with the Idaho Central Credit Union Visa Platinum credit card. Consumers that are familiar with the way that credit unions operate understand that membership is required prior to successfully applying for any credit card. The National Credit Union Association maintains a comprehensive directory of all credit unions in the United States.
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There are multiple ways to apply for the Idaho Central CU Visa Platinum line of credit cards, but submitting an online credit card application will give you the fastest decision. The Idaho Central CU Visa Platinum is one of four different Visa-branded credit cards carried by this financial institution.
Idaho Central CU Visa Platinum Credit Card Interest
The fees on the Idaho Central CU Visa Platinum credit card include a $15 charge when your monthly payment is at least ten days delinquent. The charge for going over your total allocated credit limit is $32 per instance.
An 18% credit card penalty rate is applied to the Idaho Central Credit Union Visa Platinum credit card when any payments are made late. There is no information given by Idaho Central Credit Union on when the penalty interest rate is removed or what requirements must be met by cardholders.
Idaho Central CU Visa Platinum Credit Card Benefits
Cardholders have at least 25 days during which their credit card charges will not incur interest. The interest rate on the Idaho Central CU Visa Platinum can be reduced when on-time payments are continuously made.
The Idaho Central Credit Union Visa Platinum card also has a rental insurance program that can be used by any cardholder if and when any mechanical issues occur. Accountholders do not need to pay any application or enrollment fees to get access to additional insurance products offered by Idaho Central CU. This is a credit card with a low interest rate, one of the lowest out of all of the personal credit cards backed by Idaho Central Credit Union.
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