If you are attending an Illinois University, then having a credit card can help you pay for anything from books and supplies to class tuition. The University of Illinois has its own credit union through which you can apply for a credit card.
Using a credit card while you attend an Illinois university can help you establish credit and build a credit history. If you use your credit card for incidentals and pay it off every month then you can be on your way to earning an excellent credit score.
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Using Credit Cards at an Illinois University
The key to building an excellent credit history is financial responsibility. As a college student, responsibility is a core element of education. By opening a student credit card in college, you can begin to establish responsible credit card history.
It is best to avoid purchases that will be difficult to pay off in a timely fashion. However, it is a good idea to use your credit card to buy books and other low cost necessities that you can pay off within one billing cycle. This will help you build an active credit history report and give you high credit scores as well.
Illinois University Credit Union Credit Cards
The University of Illinois has an Employees Credit Union. In partnership with the Alumni Association, they offer various credit cards to students, alumni, employees, and fans. In addition to credit cards, this Illinois university credit union also offers checking, savings, money market, and IRA accounts.
Visa Platinum Credit Cards Support an Illinois University
If you want to support the University of Illinois Alumni Association, then you can do so with an individual or joint Visa Platinum credit card. There are five university designs from which to choose and there are two kinds of cards as well.
You can choose a lower interest rate credit card without a reward credit card program or a higher interest rate credit card with a rewards program. Every dollar you spend with the rewards card can earn you one point that can be redeemed for merchandise or travel.
With no annual fee and an automatic million dollar travel accident insurance benefit, the University of Illinois credit card has many benefits. Support your Illinois University while using your credit card to establish your credit history at the same time. Compare this with other online credit card offers now!