Ball State University is a research university that is located in Muncie, Indiana, and run by the state. This school boasts more than 20,000 students, with a very large number of graduate students. For someone that wants to show how proud they are to go to Ball State University or that they went there in the past, INTRUST Bank offers a great credit card with two different design options.
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Most people do not choose a credit card based solely on its rates. Many people also like to get the opinions of others before making such a big decision. J.D. Power’s “Credit Card Ratings” webpage is a great consumer website that can give the cardholder a better idea of the credit cards they should look at before making their final decision.
INTRUST Bank Ball State University Credit Card Rates
Students will have different rates than other people that have this credit card. College students are considered a greater credit risk because of their age and the fact that they are more likely to overspend with their credit cards. A student will pay 14.99% interest for credit card balance transfers and purchases with this card.
If the cardholder has a normal account, they will only have to pay 9.99% interest each month. There is a 19.89% interest rate for cash advances no matter what type of account the cardholder has. The penalty rate for this credit card is 22.99%, which is high, but still lower than most cards with a penalty interest rate.
More about the INTRUST Bank Ball State University Credit Card
This credit card is a rewards credit card that works by letting the cardholder earn points with every purchase they make. The cardholder can redeem these points for cash rewards, gift cards, special merchandise, and travel rewards. When the cardholder first signs up for this card they will earn two rewards points for every purchase for a certain amount of time, instead of just the standard one point.
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