INTRUST Bank, N. A. Bethel College Credit Card

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INTRUST Bank, N. A. Bethel College Credit CardBethel College is a four-year liberal arts college located in North Newton, Kansas. This college is affiliated with the Mennonite church and is the one private college in Kansas that made the America’s Best College list released by Forbes Magazine. Anyone that currently attends or used to attend Bethel College can now show their school pride by getting this credit card through INTRUST Bank.

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INTRUST Bank Bethel College Credit Card Rates

For someone with a normal account, there is a credit card variable interest rate of 9.99%. This rate applies to both purchases and balance transfers. If the account holder is a student, then their interest rate will be higher, at 14.99%. No matter what type of account the cardholder has, they will have to pay 19.89% in interest for cash advances like credit card checks.

The cardholder should be cautious because this particular credit card has a penalty interest rate of 22.99%. This indicates that, if the cardholder is late with as little as two payments, their low interest rate will increase to this much higher percentage. The cardholder’s interest rate will stay at this amount until they can make their credit card payments by the due date six months in a row.

INTRUST Bank Bethel College Credit Card Fees

There is currently no annual fee for this card, but there are quite a few transaction fees of which the cardholder should be aware. There is a 3% fee for balance transfers, cash advances, quasi-cash advances, and foreign transactions. Each fee has its own minimum and maximum amount. In the case of an overdraft cash advance, the cardholder will be charged $10 for each transfer made to their deposit account.

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