INTRUST Bank offers many school credit cards. These include the Kansas State University, the University of Kansas, Emporia State University, Washburn University, and Fort Hayes State University credit cards. This is a review of the credit card for current students and alumni of Butler Community College.
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If a Butler Community College student decides they like the rates of this card, but they still want to learn more about credit cards, they should do further research at various reputable online financial information sites. Financial guru Suze Orman’s resource center is a great source of information.
INTRUST Bank Butler Community College Credit Card Rates
This credit card has an annual percentage rate of 9.99% for regular cardholders and 14.99% for current Butler Community College students. This same interest rate applies to balance transfers and purchases as well. The interest rate for a credit card cash advance is much higher at 18.89%.
This credit card also has a penalty annual percentage rate. If the cardholder is two payments late, their interest rate will be raised to 22.99%. The cardholder will have to pay this higher rate until at least six credit card payments in a row are paid on time.
INTRUST Bank Butler Community College Credit Card Fees
There is no annual fee for the INTRUST Bank Butler Community College credit card, but there are many transaction fees associated with this card.
This credit card’s balance transfer fee is 3% with a minimum charge of $10 and a maximum charge of $250. The fee for cash advances is 3% with a $10 minimum, while a quasi cash advance has a 3% charge with a $20 minimum. The charge for each overdraft cash advance is $10. If the cardholder makes a foreign transaction they will be charged a 3% fee.
There are not as many penalty fees connected with this credit card as there are with many other cards. There is a $35 charge for payments that are made late or are returned.
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