If you are a friend or an alumnus of Fort Hays State University, then you might want to consider the Fort Hays State University Visa credit card from INTRUST Bank to show your support for the school. This credit card is ideal for showing others your school loyalty and affiliation.
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The only criteria for applying for this credit card, other than having the appropriate credit score to do so, is that you have to have an account with INTRUST Bank. This credit card is for people with good to perfect credit, but there is also an option for students who need to build their credit as well.
INTRUST Bank, N.A. Fort Hays State University Credit Card Overview
The face of this credit card has a drawing of the school mascot. In addition, the front of the card says FHSU Alumni Association. However, there is no indication that this is an affinity credit card that actually supports the alumni and the school with donations based on your purchases.
This points credit card allows you to earn points when you use your card. The points are earned on a one-to-one basis; however, you will find that INTRUST sponsors events from time to time that allow you to earn more points for each $1 that you spend.
As with all Visa credit cards, this card offers you fraud and zero credit card liability protection. Something not offered by all Visa cards is this card’s $5000 coverage to pay for any costs associated with the theft of your identity, if this were to happen.
INTRUST Bank, N.A. Fort Hays State University Credit Card APR
As mentioned above, this credit card isn’t for those of you with bad to fair credit. If you’re a student, you can only qualify for this card if you have no credit or already established good credit. If your credit is already hurt, you won’t qualify.
The interest rates are based on the current Prime rate of 3.25%, which was established by the Federal Reserve Open Market Committee. You can find the current Prime rate posted by the Wall Street Journal.
The APR for this credit card is 9.99% for those with established credit and 14.99% for students.
INTRUST Bank, N.A. Fort Hays State University Credit Card Verdict
If you need a credit card with decent interest rates and a fair rewards program, then this isn’t a bad option. Additionally, this is the only official credit card for Fort Hays State University.
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