No matter which Wichita State team you cheer for, you can show your support for the college with the Wichita State University credit card from INTRUST Bank. Whether you are a fan of the Shockers because you go to the school, you’re an alumnus, you have a child who goes to the school, or just because, you’ll find that this credit card is a great way to show your pride!
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In order to apply for the Wichita State University Visa credit card, you’re going to have to open an account at INTRUST Bank. Fortunately, they aren’t like a credit union–you don’t have to meet any special criteria in order to open a bank account.
INTRUST Bank, N.A. Wichita State University Credit Card Overview
When you choose the Wichita State University credit card, you only have one card face that you can choose. It is a platinum credit card that contains the Shocker mascot in flight with the FSU logo on its chest.
This credit card is not an alumni credit card. This also means that it doesn’t actually benefit the school for you to use the card, it only benefits yourself.
This credit card is also a reward credit card. You can earn rewards points with any purchase that you make, earning one point for each $1. Bonus points can be earned through special programs as well. You can redeem points on pretty much anything, including cash!
INTRUST Bank, N.A. Wichita State University Credit Card Terms
It appears that all of the terms for the INTRUST credit cards are the same, with the option of choosing a credit card for students only, or a card for people with established credit. The APRs for these cards are:
- 9.9% variable for established credit
- 14.99% variable for students
This is the starting point for the APRs, which may be higher depending on your credit report. Learn what INTRUST looks for when determining your credit quality by reading the Federal Reserve’s Consumer Guide to Credit Cards. These APRs include purchases and balance transfers.
All of the other fees for this card are the same for both types of credit cards. These terms include:
- 19.89% APR for cash advance
- 22.99% penalty APR
- 3% fee for all transactions, except for purchases
- $10 overdraft fee
- $35 late payment/return payment fee
INTRUST Bank, N.A. Wichita State University Credit Card Verdict
The terms and interest rates for this credit card aren’t bad. You will want to consider this card if you are a WSU fan looking for a credit card.
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