If you are just starting out and are working on building your credit, one way to do so is by getting the iQ Credit Union Visa Classic Credit Card. This is a basic credit card with a higher interest rate than some other credit cards offered by iQ Credit Union, but it is a good first credit card.
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iQ Credit Union Classic Visa Credit Card Information
Sometimes you want or need a basic credit card, and the Classic Visa from the iQ Credit Union fits the bill. Both the Classic and the Youth Classic card have a fixed rate of 14% for purchases. If you use the credit card for cash advances, you will be paying an APR of 16.99%. There are no fees associated with the card and you get travel insurance.
If you choose the classic Visa and it is your first credit card, you want to make sure you are making good financial choices. For tips on personal finance, you can check out the website for My Money and read the Special Guide for Young Adults for “Taking Control of Your Finances.”
iQ Credit Union Benefits
When you are a member of the iQ Credit Union, you enjoy more benefits than just access to credit cards. As a member, you have part ownership in the bank, so the decisions more directly reflect your needs and wants.
One of the benefits of opening a checking account with iQ is that you are enrolled in the rewards program, which is free for members. You build up rewards that increase when the balances of your loans, savings, and checking accounts increase.
Rewards may be used for special loan rates, a VISA no-annual-fee credit card, or free checks. There are four categories of member rewards. These are Premier, Select, Value, and Universal. These are all meant to fit into a variety of banking needs for each individual. For more information, you can contact a representative of the credit union to answer your questions.
You can quickly compare online credit cards right now by using the FREE credit card chaser tool located on this page!
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