The Irving credit card is for customers of Irving Oil only. Irving Oil is a family-owned business that was founded in 1924. It is a Canadian-based corporation with its corporate headquarters in Saint John, New Brunswick, and its US office in Portsmouth, New Hampshire.
This company offers fleet services to companies involved in the transportation industry. Fuel credit cards are available to businesses with an operating fleet of anywhere from two truck to 100 or more vehicles.
Individuals can now apply for an Irving Oil credit card. With an attractive introductory rate and no annual fees, it’s a good choice for people who have or will be buying most, if not all, of their gasoline and home heating fuel from the company. Compare this with other fuel credit card offers now!
Irving Credit Card Features
Irving credit card customers are not charged an annual fee. New account holders can take advantage of a 0% Annual Percentage Rate (APR) for the between three and six billing cycles after the account is opened. The number of cycles where this lower rate applies depends on the applicant’s creditworthiness. Once the introductory period has passed, the regular APR will vary between 10.24-18.24%.
Cardholders have a 20-day grace period before interest is charged on new purchases. Balance transfers made after the introductory period are subject to a 3% fee, with a minimum of $5 charged to their account. Late payment fees vary between $15-$39.
Irving Credit Card Benefits
Gas credit card holders receive three points for every dollar they spend on Irving Oil products and services. Gasoline, home heating oil and convenience store purchases. They also receive one point for every dollar spent at other merchants.
When a cardholder accumulates 2,000 points, he or she will be sent a $20 gift certificate that can be used to purchase Irving products. New account holders will be credited with 500 points with their first purchase using the card.
Irving Credit Card Offers Flexible Due Dates
Irving credit card account holders can choose the due date for their payments. A customer can set the payment date for a time that is convenient for them and that helps them maintain a positive cash flow. Compare this to retail credit cards, reward credit cards and other credit card offers now!