Depending on your credit history and credit score, you may not be eligible for the best credit cards that are available. However, you may also have a good enough credit history that you are still eligible for a credit card that does not require a security deposit to be secured. In a case like this, you need a basic card like the Justice Federal Credit Union Visa Classic Card.
Using the FREE credit card tool can help you find the right card quickly and easily!
The Visa Classic card is one of several offered by Justice Federal Credit Union. Other cards include: the Visa Platinum and Visa Gold Card, designed for individuals with superior credit; the Secured Visa, for people who have credit problems and are looking to rebuild credit history; and a student credit card, designed for college students up to age 23 who have a parent or guardian co-sign for the card.
Justice FCU Visa Classic Credit Card Fees and Interest Rates
There is no annual fee for the Justice FCU Visa Classic credit card. In addition, the card offers a special introductory annual percentage rate of 0% for the first six months that the card is opened. After the initial six months pass, the interest rate increases to 16.99%.
While this is the highest rate offered by Justice FCU, it is a fixed rate and will not increase with the Prime Rate like variable interest rate credit cards do.
While it is important to monitor your credit card activity, it is just as important to be aware of possible scams involving your credit cards. The Better Business Bureau recently issued a warning because people in Montana and Washington State were receiving automated calls asking for personal information to lower their credit card interest rate. See the credit card article about ”Robocalls Offering Reductions” for more information.
Justice FCU Visa Classic Credit Card Benefits
Since Justice Federal Credit Union only offers Visa credit cards, you are protected through Visa’s zero liability program. This means that you will not be held liable for any unauthorized charge made with your card, and allows you to be protected when making online purchases with the card.
Start to compare credit card options today by utilizing the FREE credit card chaser!
- Justice Federal Credit Union Secured Visa Classic Credit Card
- Justice Federal Credit Union Visa Gold Card
- Justice Federal Credit Union Visa Platinum Rewards Credit Card
- Justice Federal Credit Union National Native American Law Enforcement Association Affinity Visa Credit Card
- Justice Federal Credit Union FBI National Academy Associates Affinity Visa Credit Card
- Justice Federal Credit Union Society of Former Special Agents of the FBI Affinity Visa Credit Card
- Justice Federal Credit Union National Executive Institute Associates Affinity Visa Credit Card