The Kansas State University card, serviced by Intrust Bank, comes available for both students and alumni. The APR is slightly higher for students, but all of the same rewards and protections are offered. Kansas State University credit cardholders get to decide how to use their points. These Visa Platinum credit cards are easy to apply for on the web.
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Although personalization options are not available, the Kansas State University card comes emblazoned with the Kansas State University wildcats logo. As the only credit cards offered to Kansas State University Alumni, Intrust Bank makes the policies, conditions, and terms of membership very clear. These are both student credit cards as well as low interest credit cards; however, it appears that only consumers associated with this school can be approved.
Kansas City University Credit Card Details
Membership in an identity fraud protection program is automatic and free when approved for the Kansas State University Visa. Cardholders have multiple ways to make payments, including online automatic monthly billing, one-time online payments, standard check, and credit or debit card by phone.
The Intrust Rewards Program is offered to all Kansas City University cardholders. Points are earned at $1 for every point ratio. Members are able to go online to the Intrust Rewards Program website to redeem them for products, gift cards, cash, or other products.
Kansas City University Credit Card Interest Rates
Alumni that apply for the Kansas City University card pay 9.99% APR on charges and purchases while students who qualify are charged 14.99%. If payments are not received by the close of each billing cycle, Kansas City University cardholders may be subject to a $35 penalty fee. The FTC regulates student, business, and personal credit card issuers in the same manner, meaning that they cannot assign these consumer groups different rules and stipulations.
Intrust Bank offers Kansas City University credit cardholders the ability to sign up for the Overdraft Cash Advance program; however, members have to pay an additional $10 whenever they make deposits. Returned payment and check fees are no more than $35 each.
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