This review is for the King Soopers – City Market 1-2-3 REWARDS MasterCard. This card is ideal for you if you purchase your groceries at any of the King Soopers-City Market (KS-CM) stores across the country. The 1-2-3 rewards program is an easy and convenient way to earn rewards and turn them into points to be used at the market.
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King Soopers – City Market 1-2-3 REWARDS MasterCard Details
The annual percentage rate for purchases with the King Soopers-City Market 1-2-3 REWARDS MasterCard varies between 13.99% and 23.99%. However, there is a special 0% introductory APR for the first 9 months after you open the card.
The 0% APR rate also applies to any balance transfers made to the card during the first 30 days of your initial application. Utilizing this benefit could save you hundreds of dollars in interest charges if you transfer over a balance with a high APR.
The APR for cash advances using the King Soopers – City Market 1-2-3 REWARDS MasterCard is 25.24% and the minimum interest charge after the first 9 months is $2.00.
There is no annual fee associated with the King Soopers – City Market 1-2-3 REWARDS MasterCard.
King Soopers – City Market 1-2-3 REWARDS MasterCard Benefits
The rewards program with the King Soopers – City Market 1-2-3 REWARDS MasterCard is one of the best as far as supermarkets are concerned. For each dollar you spend on a purchase outside a King Soopers-City Market store, you will earn one reward point.
For every dollar of eligible purchases at King Soopers- City Market stores, you earn a total of two rewards points. Finally, for each dollar you spend on King Soopers-City Market brand items at a KS-CM store.
This laddered rewards system allows you to build up points quickly and easily. For every 1000 points you accumulate, you will earn a $5 rewards certificate to use at a King Soopers-City Market store. The rewards are automatically sent to you every quarter so there is no need to track your purchases.
King Soopers – City Market 1-2-3 REWARDS MasterCard Bottom Line
With a very generous rewards program, the King Soopers – City Market 1-2-3 REWARDS MasterCard is a perfect choice for someone who does all their shopping at KS-CM. In addition, a 0% APR and no annual fee can help keep the overall costs of having the card down.
However, if you do not shop at KS-CM, you will want to consider another card as you will not benefit from the rewards program.
Use the credit card chaser to compare credit cards you may already have to see if you are getting the best deals.