This review is for the KLS Prepaid Visa RushCard. The KLS Rush Card is a prepaid card that can allow you to build your credit score back up by using the card responsibility. Since it is not a credit card, there are limited fees, no high interest rates, and no penalties.
KLS Prepaid Visa® RushCard Benefits
The main benefit to the KLS Prepaid card is that it allows you to keep your money at hand in a safe and secure place up until the time you need to access it.
By setting up direct deposit onto the KLS Prepaid RushCard, you can avoid a large number of fees that are usually associated with cashing a paycheck.
RushCard can be reloaded through a direct deposit or by adding money at any MoneyGram location.
It is free to check your balance either on the Internet or over the phone, and you can always access your cash at any standard ATM by simply using your personal identification number.
You can also receive a referral bonus for every friend or family member that applies for and receives a RushCard.
KLS Prepaid Visa® RushCard Details and Fees
The KLS Prepaid Visa RushCard does not any type of annual, monthly, or recurring fees. While there is an activation fee of $19.99, there are no other monthly costs associated with having the card.
There is a $1.00 charge every time you use the card to make a purchase, but that is capped to 10 purchases or $10 per month. In other words, if you make 100 purchases or 10 purchases, you will only pay $10. If you make eight purchases, you will pay $8.
There is a $1.95 ATM cash withdrawal fee each time you use to card to take out money, however, remember that the bank you withdraw from might also charge a fee.
If you do not use the card in any way for 60 days, by either adding money or making a purchase with the card, there is a $2.95 charge.
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