Any successful business owner will tell you that having a good and reliable credit card can be a lifesaver. The day-to-day happenings of every business are nothing if not unpredictable. A business owner never knows when a vital piece of equipment might need emergency repairs or other unexpected costs might come up. If the business owner has a good credit card like the Platinum Visa Business card offered by Lake Trust Credit Union, they do not have to worry about having a financial backup.
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A business owner has a lot of financial concerns that a non-business owner does not, but this does not mean that a business owner cannot use personal financial strategy to help their business. They can use the same steps that a person uses to help pay down their personal debt to handle their business debt. The Suze Orman article on “Managing Debt” the reader a ten-step process to start paying off financial debt.
Lake Trust Credit Union Platinum Visa Business Credit Card Perks
Besides just offering a source of financial backup, a business credit card can help a business owner streamline their everyday business expenses. By using one credit card to handle all of the business expenses, a business owner can get a clearer picture of where the company’s money is going.
This means that the business owner can make more-informed decisions about what the company money should be spent on and if certain employees should no longer be able to make purchases for the company.
Having all the company purchases on one credit card also makes things easier for tax time.
Having one set of credit card statements to go through instead of countless receipts keeps the business owner from missing deductions. As a business owner, make sure you keep credit card statements as long as necessary for tax purposes and business records.
Lake Trust Credit Union Platinum Visa Business Credit Card Billing Options
Since the business owner may choose to have multiple credit cards for many employees, she can choose two different ways to pay for this card. The first is a consolidated option that combines all of the credit cards into one statement and therefore one monthly bill. She can also choose to have a separate statement for each card.
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