For Michigan residents, you have a lot of banking options, and one of those options is the Lake Trust Credit Union. This credit union’s services are available in 35 counties in Michigan, and becoming a member is as easy as living or working in any of these counties.
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Lake Trust Credit Union offers several credit cards from which you can choose. One such credit card is the Visa Platinum Elite Rewards card.
Lake Trust CU Visa Platinum Elite Rewards Credit Card General Information
The Visa Platinum Elite Rewards credit card allows you to earn one point when you spend $1. While there is no limit on the amount of points that you can earn, your points do expire after five years if you don’t use them. Points can be used for cash, travel, merchandise, and more.
This credit card is available for people with a wide variety of credit scores. You can have bad credit and still qualify for this card, or you can have great credit and get a great interest rate.
If, however, you want an even better interest rate, then you might want to consider the Visa Platinum Elite credit card without the rewards option.
This credit card also includes travel accident insurance of $500,000. As with any Visa credit card, you’re protected by their fraud liability program if your credit card is stolen.
Lake Trust CU Visa Platinum Elite Rewards Credit Card Rates
This credit card has no annual fee and offers a 25-day grace period with no interest for all new purchases. Your actual interest rates will be based upon your credit score, which you can learn more about from the Federal Reserve’s Consumer Guide to “Credit Reports and Credit Scores.”
The interest rate for this credit card will range from 10.75% to 20.75%, depending on your credit score. This credit card APR applies only to purchases. The APR for cash advances and balance transfers ranges from 13.75% to 23.75%.
In line with most credit unions, Lake Trust has only one transaction fee, and this is a 1% fee for foreign transactions. There are no other fees, such as ATM, balance transfer fees, and so on.
Lake Trust CU Visa Platinum Elite Rewards Credit Card Bottom Line
Any low-interest rate credit card is one to be considered, and this credit card is no exception. There are certainly plenty of benefits to selecting this card and a wide range of credit scores can qualify as well.
Use the FREE credit card locator to compare online credit cards!
- Lake Trust Credit Union Visa Platinum Elite Credit Card
- Lake Michigan Credit Union Travel Plus Platinum Visa Credit Card
- Lake Michigan Credit Union Rewards Plus Platinum Visa Credit Card
- Lake Michigan Credit Union Prime Link Platinum Visa Credit Card
- Lake Michigan Credit Union Visa Gold Credit Card
- Lake Trust Credit Union Platinum Visa Business Credit Card
- Michigan Educational Credit Union Visa Platinum Credit Card