A rewards card is a preferred choice for someone that wants more than just a basic card. A rewards credit card works by letting the cardholder earn points every time they purchase something, and then they can swap those points for special things like plane tickets and electronics.
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While there are many advantages to having a rewards card, as with anything else, there can be drawbacks as well. Some people can let their credit balance get a bit out of control in the pursuit of more rewards points. The Smart Money website has great information on how to use these specialized types of credit cards smartly.
Landmark Credit Union Platinum Visa Rewards Credit Card Rates
Like most credit cards offered by credit unions, this card has lower interest rates than most credit cards offered by banks.
Since credit unions have very low interest rates, it can be very hard to qualify for their credit cards. Most cardholders will have to have pretty high credit scores to be approved for these cards.
This credit card’s purchase rate is between 9.9% and 12.99%, depending on the cardholder’s creditworthiness. There is a special no-interest period for this card for the first six months. The cardholder will also be given nine months of no-interest charges on balance transfers with this card.
The annual percentage rate for cash advances is between 12.99% and 15.99%. There is also no annual fee applied to this credit card.
Landmark Credit Union Platinum Visa Rewards Credit Card Rewards Program
There are many different rewards programs out there that offer different rewards and let the cardholders earn points in different ways. You’ll need to compare them and choose the best rewards credit card for your needs. This particular card is associated with the Points 2 U rewards program.
This program lets the cardholder earn travel rewards, merchandise, gift cards, and even music downloads. The travel rewards can be for anything from plane tickets and free hotel rooms to cruise tickets. The types of merchandise that are common with these programs include portable DVD players, mp3 players, and televisions.
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