Young adults like college students can often find it difficult to find a good credit card with low interest rates. This Landmark Credit Union Student Visa Rewards+ credit card, in particular, offers a college student the chance to have a trusted Visa credit card with a lower-than-average interest rate, as well as a rewards program.
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Odds are that the college student looking for a good credit card like this one also has other financial concerns. The biggest worry for most college students is how to handle student loans. The Suze Orman website is a great source for contact information and advice on how to handle educational debt.
Landmark Credit Union Student Visa Rewards+ Credit Card Rates
A student credit card has higher interest rates than regular credit cards because younger people like college students have very low credit scores. This is because they have not had the time or life experience to build up their score yet. This credit card’s annual percentage rate for purchases is 15.99%. This is higher than a normal card, but still much lower than most student credit cards offered by banks.
If the student cardholder decides they need to make a cash advance, they will have to pay 19.99% interest on that credit card cash advance every month until the balance is paid off. There is no annual fee for this credit card.
Landmark Credit Union Student Visa Rewards+ Credit Card Perks
One major thing that sets this student credit card apart from most is that it is also a rewards credit card.
The majority of student credit cards are not associated with a rewards program. With the Points 2 U rewards program, the cardholder can earn points with every purchase and then exchange them for special things like plane tickets and gift cards.
Another thing that makes this particular student rewards credit card unique is that the cardholder can actually earn extra points for having good grades. Every semester that the student cardholder has a certain grade point average they will get extra points.
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