If you are looking for your first credit card or a poor credit card, you may want to apply for a Langley Federal Credit Union Share-Secured Credit Card. This is a card that works like a regular credit card but is backed by your checking or savings accounts.
Use the FREE finder tool on this page to compare credit card options!
Building up your credit can take time. Getting a secured credit card can help decrease the amount of time that it will take to establish credit or build up your credit score.
Langley FCU Share Secured Credit Card Information
A secured credit card means that the credit line is backed, or secured, by money of some kind. In the case of secured cards from Langley Federal Credit Union, the card is secured by money in your savings account.
In order to be eligible for the card, you need to have at least $500 in your savings account, as this is the minimum limit needed for the credit card. You cannot charge more on the card than what you have in your account.
Langley FCU offers the share secured card through Gold MasterCard, MasterCard, Visa Platinum, and the regular Visa. You can use the card as you would any credit or debit card and it helps to build up your credit score.
Share Secured Credit Cards and Improving Credit
Your credit history is important for many things these days. It determines whether you are eligible for multiple loans and can even affect your insurance rates and apartment living approval.
If you have had issues with finances in the past, there is a good chance that your credit score is not very good. There are a number of ways that you can increase this score. One way is by using a credit card that is secured by certain funds, such as the credit cards from Langley FCU.
For more information on how to increase your credit score, you can read Smart Money’s article, “How to Improve a Credit Score.”
To find other secured credit cards you can check out credit card rates by using the FREE tool right here!
- Fort Worth Community Credit Union Visa Share Secured Credit Card
- SchoolsFirst Federal Credit Union Visa Share-Secured Credit Card
- TFCU Secured Visa
- Langley Federal Credit Union Business Visa Platinum Rewards Credit Card
- Community First Credit Union of Florida Shared Secured Visa Credit Card
- Los Angeles Federal Credit Union Share Secured Credit Classic Visa Credit Card
- Merced School Employees Federal Credit Union Visa Share Secured Credit Card