Lansing Automakers Federal Credit Union Business Visa Platinum Credit Card

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Lansing Automakers Federal Credit Union Business Visa Platinum Credit CardThe Lansing Automakers Federal Credit Union Business Visa Platinum credit card is available to all business account members of LAFCU. The business has to be eligible for membership and have at least one other account with LAFCU before applying for this business credit card.

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Lansing Automakers Federal Credit Union, in spite of its name, is not just for those in the automobile industry. Any resident of Ingram, Eaton, or Clinton counties in Michigan can become a member, as can anyone who is employed, worships, or is enrolled in a school in those counties.

LAFCU Business Visa Platinum Credit Card Rates

The Business Visa Platinum offered by LAFCU is a variable rate card. Rates are currently at 12.9%, but could range as high as 18.9%, depending upon the prime rate for credit cards and the credit history and revenue of the business or owner. There is a $50 annual fee.

This card is not designed to facilitate credit card balance transfers, as they are considered the same as cash advances. There is a 2% fee for both and the interest rate is 15%. While the grace period applies to the purchase rate, it does not apply to cash advances or balance transfers. This means that, if you pay your balance off each month, you will not pay any interest on purchases until the next due date. However, interest will immediately start adding up on cash advances or balance transfers.

Business owners can set separate credit limits for each of the employee’s cards.

They will also have the employee’s name on the card, which makes reports and internal audits much easier for the small business owner.

LAFCU Membership Benefits

Credit unions have many benefits. Because they are non-profit organizations, they usually have lower fees and are more generous with lending. To find out more about credit unions, you can look through the website www.ncua.gov for the National Credit Union Association.

LAFCU has six different branch locations for your convenience, as well as many online services available at any time. LAFCU also offers fee-free ATMs anywhere you go.

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