As a member of the Lansing Automakers FCU, you have access to the Lansing Automakers Federal Credit Union Visa Gold Credit Card. It offers a few better terms than the classic Visa offered by the credit union and is one step down from the Visa Platinum Rewards.
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The Lansing Automakers credit union offers a number of benefits for members. This article will discuss how to take advantage of all it has to offer.
Lansing Automakers FCU Visa Gold Credit Card Terms
In order to be eligible for the Gold Basic card from Lansing, your credit score needs to be high enough. If you are accepted, your credit limit will be at least $2,000. The purchase APR for the card is 14.5%. The interest rate on credit card cash advances and balance transfers is 15%.
If you make a purchase, the interest isn’t applied until 25 days after the statement closes. For balance transfers and cash advance from the credit card interest starts accruing immediately.
There are a couple of fees associated with the card. For non-sufficient funds the fee is $20, and for late payments the fee varies from $15 to $35.
Lansing Automakers Credit Union Membership Eligibility
Although the credit union is based out of Lansing, Michigan, other cities are eligible as well.
Anyone who goes to school, lives, worships, or works in any of the following counties is eligible for membership: Eaton, Ingham, and Clinton.
As a credit union member, you have access to a number of benefits. Although most financial institutions offer loans and credit cards, the interest rates offered by credit unions are usually lower. You also tend to earn more through higher interest rates with your savings and checking accounts.
To learn more about credit union benefits, go to the National Credit Union Association’s website. To apply for membership to Lansing Automakers Federal Credit Union, you can do it in person, online, or by snail mail.
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