Linens-N-Things Credit Card

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Linens-N-Things Credit CardAs a department store credit card, the Linens-N-Things credit card offered users the opportunity to make purchases at Linens-N-Things stores while earning rewards for their purchases. The rewards program offered 1 rewards point for every $1 spent.

For years, Linens-N-Things was the go to place for all of your bedroom, bathroom and kitchen needs. You could get everything from high quality towels and sheets at high prices to lower quality options for the budget conscience.

Over the past several years, however, Linens-N-Things has faced a financial crisis, which has led to the company closing down all of their brick and mortar stores. The brand name was purchased by a new entity and now you can purchase items from Linens-N-Things online. Compare online credit card offers now!

As a result of the closing stores and new ownership, Linens-N-Things no longer offers the Linens-N-Things credit card. Here, however, is a run down of what the card had to offer.

Linens-N-Things Credit Card Overview

The Linens-N-Things credit card was one of many department store or retail credit cards. As such, it had a higher starting interest rate, even for those with good credit. The interest rate for the Linens-N-Things credit card was 22.85% while the penalty rate was 26.99%.

The Linens-N-Things credit card was a rewards credit card that offered 1 point for every $1 spent. After accumulating 250 points, the credit card holder would receive a $10 rewards card for Linens-N-Things. There was no limit as to how many rewards cards a cardholder could receive. That means if you spent $1000, they you would receive $40 in rewards cards.

The biggest downside for Linens-N-Things cardholders was that Linens-N-Things used the private information provided to apply for the card to sell to other companies.

Linens-N-Things Credit Card Benefits Previously Offered

  • Earn rewards points for purchasing items at Linens-N-Things
  • Online account management
  • 25 days same as cash for new purchases

Linens-N-Things Credit Card Bottom Line

The bottom line is that you can’t get a Linens-N-Things credit card anymore. Even when it was available the high interest rates and limited rewards program made it a poor option for those of you who like to have flexibility with your credit card. Seek other retail and reward credit card offers now!

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