Lockheed Federal Credit Union Visa Platinum Credit Card

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Lockheed Federal Credit Union Visa Platinum Credit CardWith three different credit cards available–including a regular card, a rewards card, and a secured card–Lockheed Federal Credit Union (LFCU) provides many outstanding and useful benefits to its cardholders. Some of these include: no cash advance fees, no penalty annual percentage rate, and no additional fees for using the card.

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This review will highlight the Visa Platinum card, the card with a low annual percentage rate that is designed specifically for individuals who tend to carry a credit card balance from month to month. The Visa Platinum Rewards card and the Shared Secured Visa Card are also available to LFCU members.

Lockheed FCU Visa Platinum Credit Card Rates and Special Offers

When you open a Lockheed FCU Visa Platinum card account, you immediately receive six months of a special credit card introductory rate of 0%. This allows you to make purchases using the card for the first six billing cycles without paying an interest charges.

Following the first six months, your interest rate will increase to a variable rate that is between 8.24% and 17.99%.

Your exact rate will depend on several different factors, including your credit score, payment history, and amount of credit used.

If you are searching for ways to save money, take a look at the CNN Money Personal Finance webpage. It offers tips, advice, and ways to save money on items ranging from credit card fees to utility bills.

Lockheed FCU Visa Platinum Credit Card Benefits

In addition to no credit card cash advance fees and a special 0% introductory APR, the Lockheed Federal Credit Union Visa Platinum card offers protection from unauthorized purchases, as well as complimentary car rental and travel accident insurance when you use your card. It also gives cardholders free card and cash replacement anywhere in the world.

While there is no annual fee for the card, there are specific fees for things such as missed payments, going over the credit limit, and using the card in a foreign country.

You can apply for any one of the three LFCU credit cards online, over the phone, or in one of the 12 branches, which includes 11 in California and one in New Hampshire.

If this is not the right card for you, compare credit cards for FREE by using the credit card chaser tool here!

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