Consumers living, working, or going to school in Los Angeles, California, can instantly apply for the LA FCU Platinum Plus credit card with Cash Back. Online payment, billing, and account access options are available to all cardholders. Membership with the LA FCU is required before you can apply for credit card.
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New accountholders that decide to transfer a credit card balance with a higher interest over to this LA FCU credit card will pay 2.9% interest during the initial six billing cycles. The minimum monthly payment due is set to never exceed 3% of your revolving credit card balance.
The Los Angeles Federal Credit Union is a longstanding member of the National Association of Federal Credit Unions.
Fees for the Los Angeles FCU Platinum Plus Credit Card with Cash Back
While all new cardholders get the introductory interest rate of 2.9%, the standard APR varies.
The interest rate on the Los Angeles Federal Credit Union Platinum Plus with Cash Back line of credit cards will not be more than 13.15% for customers that make timely payments. Well-qualified cardholders pay 9.9% on everyday purchases.
Charging your Los Angeles FCU Platinum Plus with Cash Back credit card over the limit offered will cost you $20 per instance. Cash advances can be obtained by visiting a partnered financial institution, but cardholders will pay several fees. A $2.50 cash advance fee will be applied immediately to your total credit card balance. After that, 2% in interest charges will be applied to the balance.
Benefits of the Los Angeles FCU Platinum Plus Credit Card with Cash Back
The Los Angeles Federal Credit Union Platinum Plus with Cash Back credit card gives accountholders between .5% and 1% cash back rewards, depending on the size of purchases. Credit card purchases under the amount of $250 qualify for .5% cash back, while charges that are $250 or more net 1% cash back.
Another exciting feature associated with this personal credit card is the LA FCU Design Your Own Card program. After a $20 fee and the minimum membership requirements are met, you will be able to put just about any image on the front of your Los Angeles FCU Platinum Plus with Cash Back credit card.
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