Just as the name indicates, you will need to work or live in the city of Los Angeles in order to become a member of this credit union. The Los Angeles Federal Credit Union Visa Classic line of credit cards features customizable card design options, a large credit limit, and fixed interest rates. Cardholders can conveniently pay their LA FCU Credit Union Visa Classic credit card bills via their existing Los Angeles FCU checking and savings accounts.
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Although the Los Angeles Federal Credit Union’s “B” rating from the Better Business Bureau is not terribly impressive, it is important to note that this financial institution serves thousands of customers. The LA FCU also gives its credit card customers 25 calendar days before any interest fees are due, regardless of the type of purchase made.
Los Angeles FCU Visa Classic Credit Card Terms
Newly approved Los Angeles Federal Credit Union Visa Classic credit cardholders benefit from a low variable credit card APR, as well as an introductory rate of 2.9% that lasts for six months.
Consumers may also use their credit cards to take out cash advances for only $2.50.
In total, Los Angeles FCU may charge up to 2% interest in convenience fees for all credit card cash advances.
Credit card payments not received by the LA FCU on time will cause accountholders to pay $20 in late fees. The Los Angeles FCU does not penalize cardholders for going over their designated credit card limits.
Los Angeles FCU Visa Classic Credit Card Options
Consumers that are approved for the Los Angeles Federal Credit Union Visa Classic are also able to take full advantage of exclusive life and rental car insurance policies. Although the life insurance program is only available to cardholders below 66 years of age, this offer can be beneficial to those who have no other options.
Accountholders may also want to access their credit card statements and balances while away from their home computers, which is where the e-Link Visa program comes into play. You can access this feature via a toll=free phone number at any time.
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