First established in 1936, the Los Angeles Federal Credit Union has grown to serve nearly 50,000 members in the Los Angeles area. The biggest difference between the Los Angeles FCU’s Visa Platinum Plus rewards credit card and its competitors is that all points earned may be used to subsidize interest rates on other loans.
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While the Los Angeles Federal Credit Union Visa Platinum Plus credit card terms are easy to understand, the Consumer Financial Protection Bureau aims to make credit card agreements even clearer for consumers, as evidenced in this press release. Existing Los Angeles Federal Credit Union members can conveniently fill out an online credit card application. Prospective credit union members will need to open a new account before submitting their applications for this credit card.
Features of the LA FCU Visa Platinum Plus Credit Card with CURewards
Discounted group rate insurance plans, warranty services, online protections, and travel assistance are just a few of the many features available through the Los Angeles FCU Visa Platinum Plus with CURewards credit card.
Cardholders can also request customized credit card designs after they have maintained their accounts for 30 or more days.
CURewards points may either be used to buy merchandise or to reduce the amount of interest cardholders pay on loans or credit cards through the Los Angeles FCU.
Details of the LA FCU Visa Platinum Plus Credit Card with CURewards
Up to $35,000 in credit can be issued on the Los Angeles FCU Visa Platinum Plus with CURewards card. Accountholders pay between 9.65% and 14.65% interest on charges. The fixed credit card rate is also applicable on balance transfers and cash advances. There is no additional convenience fee for balance transfers.
Cash advances cost $2.50 initially, and 2% in interest charges is added onto the end total. Los Angeles Federal Credit Union Visa Platinum CURewards cardholders may request additional credit cards for authorized users, whether they are credit union members or not.
Although there are 25 days in each billing cycle, there are no grace days for late payments. If a payment is returned, the cardholder is assessed a credit card returned payment fee in the amount of $20.
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