Los Angeles Police Federal Credit Union My First Visa Credit Card

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Los Angeles Police Federal Credit Union My First Visa Credit CardThe Los Angeles Police Federal Credit Union My First Visa credit card is a special type of credit card that is designed for young adults who want to start their credit future on the right track. This card is meant for people ages 17 to 22 that are related to members of the Los Angeles Police Federal Credit Union. Depending on individual factors, this might be the best first credit card for you to sign up for.

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It is very common for young people to let their credit card spending get out of control and before they know it, they can damage their credit score to the point that it will affect their life for years. By getting a credit card early and being taught the long-term effects that card can have on their future, young people are setting themselves up for success. To learn more about how a good credit score affects your day-to-day life, go to the official Suze Orman site.

Los Angeles Police Federal Credit Union My First Visa Credit Card Requirements

To apply for this card without a credit card co-signer, a young person must either be a student or have a job. If they are a student, they must be enrolled in at least 12 credit hours at an accredited university or college, and have a monthly gross income of $200. If the student is supported by their parents, they must submit a letter from their parents with their application.

If the applicant is not a student and is a first-time borrower then they must be able to prove they have worked for at least one year.

The job can be either full- or part-time. They must earn at least $500 a month to qualify for this card. If neither of these criteria applies, the young person must apply with a co-signer.

Los Angeles Police Federal Credit Union My First Visa Credit Card Rates

The interest rate for this credit card is 13.99%, 15.99%, 16.99%, or 17.9%, depending on the cardholder’s creditworthiness. The cardholder will not have to pay interest for purchases, cash advances, or balance transfers for the first six months that they have this card.

To get an idea of current credit card rates for FREE, use the credit card chaser tool above!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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