The McCoy Federal Credit Union offers several different credit cards, including the MasterCard. Other cards available through McCoy FCU include a Visa Platinum and a Visa Platinum with Rewards. All of these cards come with no annual fee, a generous credit limit, and other benefits.
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While this review will focus on the MasterCard, be sure to look at the other cards available through McCoy FCU. In fact, even if you have poor credit and do not qualify for the MasterCard, McCoy FCU has a credit card option for you with its secured credit card for people with bad credit.
Rates and Fees of the McCoy Federal Credit Union MasterCard Credit Card
With the McCoy FCU MasterCard, credit limits are as high as $15,000. In addition, you can earn rewards points through the McCoy Federal Credit Union rewards program, known as CURewards. With this program, you can earn one point for each $1 spent on eligible purchases.
As mentioned earlier, there is no annual fee for the McCoy FCU MasterCard and this is a no fee balance transfer credit card. In addition, there is no extra charge for cash advances and, if you happen to be late with your payment, your annual percentage rate will remain the same and will not revert to a penalty rate.
Often, other credit card penalty rates can be as high as 30% APR.
Many credit card companies are preying on customers who need a card but cannot qualify for one with a reasonable annual percentage rate because of their past credit history. A recent article on CNN Money describes one credit card that charges as much as 36%!
Other Credit Card Options from McCoy Federal Credit Union
If you do not qualify for the McCoy FCU MasterCard, you may want to consider the McCoy FCU Secured Card. Part of a plan known as the Rebuilding Program, you can establish a credit card with a deposit as small as $500. In addition, the secured credit card can help you earn CURewards points, all while re-establishing your credit.
Look through available credit cards that fit your needs for FREE!
- McCoy Federal Credit Union Visa Platinum Rewards Credit Card
- McCoy Federal Credit Union Visa Platinum Credit Card
- McCoy’s Credit Card
- 66 Federal Credit Union VISA Platinum with CURewards
- FirstLight Federal Credit Union CURewards Visa Platinum Credit Card
- Hiway Federal Credit Union Visa CURewards Credit Card
- Pen Air Federal Credit Union MasterCard Platinum