Member One FCU MasterCard Credit Card

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Member One FCU MasterCard Credit CardBased out of Roanoke, Virginia, Member One Federal Credit Union operates more than a dozen full service branches. Some of the products and services offered by Member One FCU include savings accounts, checking accounts, loans, mortgages, and investment services. Member One FCU also offers three different credit cards to its members.

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The three different cards offered by Member One FCU include the MasterCard, the Visa Platinum, and the Visa Platinum with Rewards cards. The MasterCard has the highest interest rate, and is designed for people with average credit.

Rates and Fees for the Member One FCU MasterCard Credit Card

The annual percentage rate for purchases with the Member One FCU MasterCard is 15%. This is the same interest rate as the transfer APR and the credit card cash advance APR. Although this interest rate is higher than the other Member One FCU credit cards, you can still utilize the low balance transfer rate if you have another card with a higher annual percentage rate. There is also no fee to transfer balances. The Member One FCU MasterCard is a no annual fee credit card option.

This means that if you pay your credit card balance off each month, you will not incur any out-of-pocket costs with this card.

Your credit score is what most banks and lenders look at when determining if you are worthy of a credit card or loan. Learn the different scenarios that can either help or hurt your credit score by reading this recent CNN Money article.

Additional Benefits of the Member One FCU MasterCard Credit Card

Some of the other benefits of the MasterCard from Member One FCU include the ability to be protected against any unauthorized purchases made with your card after it was reported lost or stolen.

Additionally, you can use the card anywhere in the world where MasterCard is accepted.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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