Member One FCU Visa Platinum Credit Card

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Member One FCU Visa Platinum Credit CardAs one of the three cards offered by Member One FCU, the Visa Platinum credit card offers a special introductory credit card rate, the ability to transfer balances from higher rate cards, and no annual fee. Along with the MasterCard and the Visa Platinum Rewards Cards, the Visa Platinum Card is one of the several lending products available to Member One FCU members and customers.

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The other products and services available at Member One FCU include auto loans, personal loans, investment services, deposit accounts, mortgages, and insurance. There are more than 10 branches located in and around the Roanoke, Virginia area.

Fees and Rates for the Member One FCU Visa Platinum Credit Card

The Member One FCU Visa Platinum card offers a special introductory annual percentage rate of 5.9%. This rate is for all purchases and any credit card balance transfers made during the first year that the card is open.

This is a great opportunity to transfer a large balance on another high interest credit card onto your Member One FCU Visa and, in turn, save a large amount on interest charges.

Once the one year or 12 billing cycles have passed, the annual percentage rate increases to either 9.99% or 15%, depending on your creditworthiness. In addition, the interest rate for balance transfer and cash advances also rises to between 9.99% and 15%. As mentioned previously, there is no annual fee to carry the Member One FCU Visa Platinum credit card.

When you are looking to find a credit card, make sure you learn about all the charges and fees associated with each card. A good place to get advice on finding the right credit card is the Better Business Bureau website.

Additional Benefits of the Visa Platinum Credit Card from Member One FCU

Since it is a Visa card, the Visa Platinum from Member One offers complete fraud protection. This means that, if your credit card is lost or stolen, you are not responsible for any unauthorized charges.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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