The Merced School Employees FCU is a small California-based financial institution that serves the local community. Only students or employees of the Merced school district can become credit union members or apply for this credit card. There is no Better Business Bureau rating listed for the Merced School Employees Federal Credit Union.
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This card does not have a variable credit card interest rate and consumers must contact Merced School Employees FCU to get application information. A maximum credit line of $25,000 is available to all cardholders that maintain excellent credit scores. Insurance policies and credit card protection plans are also available through the Merced School Employees Federal Credit Union Visa Classic line of credit cards.
Merced School Employees FCU Visa Classic Credit Card Rates
All consumers that qualify for the Merced School Employees FCU Visa Classic pay 10.75% APR. Specific details on fees are only available to those that apply. You will need to submit your credit card application over the phone or in person at a Merced School Employees FCU branch.
The billing period on these credit cards lasts for 25 days, but interest may be charged immediately for your credit card balance transfers and cash advances.
There is no annual maintenance fee applicable on this credit card.
Merced School Employees FCU Visa Classic Credit Card Benefits
A generously sized credit limit of $25,000 may be available to you if your credit score and income are high enough. Additional protections are available through the Credit Life Protection Company, with special rates only offered to Merced School Employees FCU credit cardholders.
The Merced School Employees Federal Credit Union Visa Classic credit card can be used at participating vendors over the Internet, as well as in stores all over the globe. Although credit card foreign transaction fees may be applicable, this card is not limited to the United States.
ScoreCard Rewards points are awarded at a 3:1 ratio, and all points earned will remain valid until your credit card account is closed. There are no limited redemption periods, so you can continue to earn ScoreCard Rewards points every time your credit card is used.
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