Merced School Employees Federal Credit Union Visa Student Credit Card

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Merced School Employees Federal Credit Union Visa Student Credit CardMerced School Employees FCU offers young adults a credit card that is designed to build a solid credit history. Because the Merced School Employees Federal Credit Union Visa Student credit card has a low credit limit, you can finance expenses and become more attractive to lenders without amassing a substantial amount of debt.

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The New York Times, in “What the Credit Card Act Means to You,” reports that student credit card issuers have recently changed their lending criteria. If you do not have any verifiable income, you may need to apply for the Merced School Employees FCU Visa Student card with a co-applicant. This can be done at a local Merced School Employees FCU branch or via its customer service hotline.

Merced School Employees FCU Visa Student Credit Card Rates

At 14.5% interest, this student credit card option may not have the lowest APR, but there are other perks that make it worth keeping in mind. Consumers on the go can use the Merced School Employees FCU Visa Student credit card to get cash out of ATM machines without any extra fees. Because many credit card companies charge customers for cash advance convenience fees, this bonus feature can come in handy during emergencies.

No more than $500 in credit will be issued on the Merced School Employees FCU Visa Student card, which better enables young adults to track their spending.

If at any point you decide that you need a larger line of credit, you can always submit a credit card application for one of Merced School Employees FCU’s graduated cards.

Merced School Employees FCU Visa Student Credit Card Benefits

Although most students aren’t concerned about life insurance products, the Credit Life Insurance plan can be used to protect your future. Travelers insurance is also offered to cardholders when they book their travel accommodations with the Merced School Employees FCU Visa Student credit card.

Credit requirements for the Merced School Employees FCU Visa Student card are lax compared to traditional credit cards. If you don’t have an existing credit card and you are a young adult, it should be easy for you to be approved.

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