The MTV Visa Capital One Credit Card program offers a credit card for those with good credit, those with average credit and those with limited history. There are few credit cards out there that offer cards to multiple credit levels.
Those with less than perfect credit and those with limited credit history often have a hard time finding credit cards that they are eligible for. When they do the terms are typically unfavorable, including carrying hefty annual fees and very high APR. The Capital One MTV Visa is different than so many of the other cards on the market.
Find out more about this card by putting an online credit card comparison tool to work for you gathering information on the different credit card options available to you. Compare other credit card offers today!
Differences in the MTV Visa Capital One Credit Card
All three credit cards offered by MTV Visa Capital One charge no annual fee and no balance transfer credit card fees. That is very rare for those with average credit or limited credit history. For the good credit MTV Visa, there is a 0% introductory APR until October 2011. Then the rate becomes 16.9%.
For average and limited history Visa cards, a standard APR of 24.9% applies from the first day the card is issued. While this is rather high, there are cards with higher APR and these cards do have benefits that few others offer.
MTV Visa Capital One Credit Card Rewards
The MTV Visa Capital One Credit Card rewards credit card program allows you to earn as much as 5 points per $1 spent using your credit card. You earn 5 points for every $1 spent on entertainment, 2 points for every $1 spent on restaurants and 1 point for every $1 of every other purchase. You will also get 25 bonus points per billing cycle for maintaining your account in good standing.
Rewards can be redeemed for music, food, movies and fun. There are even MTV rewards available through the exclusive rewards program.
Compare the MTV Visa Capital One Credit Card
Prior to taking out any credit card, you need to take the time to make sure it gives you the benefits you want from a credit card and compare it to other cards you are eligible for. By putting your zip code in an online quote tool, you can get started collecting the information you need to compare credit card offers and make the best possible choice.
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