If you have had basic credit cards in the past and you are looking to step it up, investigate the NAPUS FCU Visa Gold credit card. It is only available for members of the NAPUS Federal Credit Union, which was originally started as a financial institution for United States Postal Service employees and their families.
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If you are eligible for membership, you will enjoy a number of benefits besides taking advantage of credit card offers. You can get checking and savings accounts, mortgage products, and consumer loans. The Visa Gold card is one of the NAPUS FCU’s many offerings.
NAPUS FCU Visa Gold Credit Card Features
If you would like more from your credit card, you will like the Visa Gold. There is no annual fee tacked onto this credit card and there are no minimum charges.
The interest rate for the Gold credit card is 10.9%. Unlike most credit cards, this rate is the same for both purchases and cash advances made with this credit card. The credit line for the card varies from a minimum of $5,000 to $15,000. The limit is based on your credit history, so it is more beneficial to you if you have a higher credit score.
The Visa Gold card has another benefit in that it gives you cash back.
When you use the card for purchases you receive 1% cash back. The cash back from the credit card will be distributed at certain defined times during the year.
NAPUS Federal Credit Union Membership
The NAPUS FCU has been around since 1970 and was started to benefit Postmasters. You can become a member in a number of ways.
If you are a member or employee of any of the Postal or Postmasters associations, you are eligible. If you are related to a Postmaster member or employee you can also become a member.
Employees of the credit union, as well as their families, are eligible. You can also be a member if you are an employee of the National Guard, Naval Reserve, or Case Design and Remodeling, Inc.
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