No annual fee is charged to new accountholders, and one of the benefits is free membership to NASCAR RacePoints (The Official Rewards Program of NASCAR). Registration is required to join the program. Compare your other credit card choices now!
The NASCAR card is offered by Bank of America, a well-established financial institution, and cardholders receive the same benefits that other credit card customers who deal with the Bank do.
NASCAR RacePoints Credit Card Features
The introductory Annual Percentage Rate (APR) is 0% for the first 7-10 billing cycles. The length of the low initial APR varies, depending on the applicant’s creditworthiness. This APR is in effect for new purchases, as well as any balance transfer credit card activity completed during the first 60 days after the account is opened.
Once the initial period is passed, the standard APR of 12.99-20.99% applies. This rate is variable, and rises or falls with changes to the Prime Rate.
Fees are charged for balance transfers of 4% of the amount being transferred. The minimum amount charged is $10. Cash advance checks are available as well.
NASCAR RacePoints Credit Card Benefits
Accountholders collect points with every purchase they make and there is no limit on the amount of points that can be accumulated. Once the points balance reaches 1,000, the cardholder can start redeeming them for various rewards credit card items, including NASCAR collectibles and gear. The points can be used toward attending racing events, if desired. The points can also be used for merchandise that is not race-related.
Cardholders can access their account information on a 24/7 basis. Car rental insurance is included when the account is opened. Travel and emergency assistance is also available to customers.
NASCAR RacePoints Credit Card Bank of America Benefits
Since this card is offered by Bank of America, cardholders can get access to their account information on a 24/7 basis. The Bank’s Total Security Protection plan is available to protect the accountholder against fraud and unauthorized card use. Compare this with other credit card offers now!